TLC Camera systems must be on an approved list provided by the NYC Taxi and Limousine Commission (TLC). These models adhere to city-centric data and video storage standards.

• Nexar: Includes the most popular for rideshare drivers. Another very common one is what they call the ”Rideshare Protect” program.
• VerifEye: Mark IV and VOC-1 models Which usually are used in yellow cabs.
• Samsara: Their top tech option for larger fleets, the Samsara-Q.
• New iDrive: The new iDrive 7 Pro is a proven, in-production AI system.
• OTHER APPROVED NAMES: SW-M1, G5, Cygnus and DataTrack 247 make up the remainder of the approved list for 2025.

Who Gives the Discounts for TLC?

While not all insurance companies provide a direct discount. Over here in NYC though, big carriers have teamed up with tech brands like Nexar.

• AT: One of our biggest partners. Through the Rideshare Protect program, they commonly provide a discount of 5% to 10%.
• Hereford Insurance: They provide similar savings. To maintain the discount, you often need to drive a certain amount each month or year.
• Inshur: This app-based insurer offers frequent dashcam-based premium relief.
• Pearland Brokerage — This broker has quotes with many carriers. If you are using an active camera and providing insurance data, they can find you up to 10% worth of savings.

 How to Qualify for Savings for TLC Cameras

Whereas, the discount will not be available immediately. You must follow specific steps.

• Owner: You drive a car you have to own. Fleet rentals typically do not qualify for individual discounts.
• Participate in a Program: Enroll in a program such as Rideshare Protect like the one Nexar offers. At an approximate cost of $9.99 per month.
• Take Some Drives: A few companies might ask for three trips of at least 5 miles over the course of a month. That indicates that the camera is active and recording.
• Installation Evidence: You will have to give your drivers license number and VIN to the camera company. They report this safety data to the insurer.

The Real Math of Dashcams

The math is simple. The annual cost of a TLC insurance policy is $6,000. With a 10% off, you save $600. You collect $480 in profit for even a $120 a year annual subscription.

Outside of the cash aspect, it’s your best protection against those kids and their parents in the video. That prevents “he-said she-said” arguments in the event of an accident. It also stops any fake claims that may drive your rates up later.